Trusted Commercial Real Estate Loan Solutions

Why partner with us?

Simplifying the loan process by providing access to a deep network of lenders, 55+ years of industry experience and in-depth market knowledge in order to provide you with the best possible rate and loan program tailored to your business needs.

Unlock Your Commercial Real Estate Potential with Coastal Commercial Associates LLC

At Coastal Commercial Associates LLC, we specialize in securing the best mortgage solutions tailored to your unique needs. Whether you're acquiring, refinancing, or developing properties, our expert team with extensive lender relationships and over 55 years of experience is here to guide you every step of the way, saving you time and money and ensuring that you will be presented with the best possible lending options quickly.

Why Choose Us?

  • We work with everyone! No minimum credit score requirement.

    If you have credit issues, we can make it work! We can also help fix credit! Every situation is fixable.

  • Expert Guidance

    Benefit from our deep industry knowledge and experience to help you secure the most competitive financing available today. Commercial mortgage loans take more time, effort, and documentation than residential loans, so let us help you!

  • Tailored Solutions

    We take the time to understand your goals and provide customized mortgage options that fit your financial strategy.

  • Wide Network

    Gain access to a vast network of lenders, ensuring competitive rates and favorable terms, saving you money over the life of the loan. We will do the heavy lifting to find the best lender and right mortgage program for your business needs. 

  • Comprehensive Service

    From application to closing, we handle all the details so you can focus on your investment. Your goals are our goals, and together we achieve them!

Our Loan Specialties Include:

  • SBA Loans

  • Construction Loans

  • Hard Money Loans

  • Multi-Use Loans

  • Refinancing

  • Cash Out Refinancing

Examples of Commercial Loan Properties:

  • All Offices - Condo/Medical/Buildings

  • Light Industrial - Office/Warehouse

  • Retail Center/Strip Mall/Stand-Alone Retail

  • Heavy Industrial/Factory/Manufacturing

  • Charter Schools/Day Care Centers

  • Car/Truck/Motorcycle Dealerships

  • Funeral Homes

  • Salons/Day Spas/Barber Shops

  • Retail Dry Cleaner/Laundromat/Convenience Store

  • Restaurants/Bars

  • Collision Centers/Lube Centers

  • ANY and ALL Metal Buildings

  • Bowling Alleys/Special Use

  • Self-Storage Facility


Every commercial lending need is different and unique, and our goal in every situation is to make the process simple for you and to save you money on your loan, while providing guidance along the way to ensure you are as comfortable as possible with your decision

About Our Loans

PROPERTY TYPES

All income producing property

LENDING AREA

Continental United States

LOAN TO VALUE

Up to 90%

FEES

Nothing up front - FREE consultation

LOAN TYPES

Fixed Rate long term financing from 3-10 years with amortization up to 30 years

Key Commercial Real Estate Concepts

Commercial Mortgage

A commercial mortgage is a loan that businesses use to buy, develop, or improve a commercial property. The loan is typically secured by the property. Example properties include an office building, retail storefront, multifamily home or warehouse. The approved loan amount of a commercial mortgage is typically calculated on a loan-to-value basis, measuring the value of the loan against the value of the property. The borrowed amount is repaid in monthly principal installments, along with interest.

Loan to Value

The percentage of the commercial property's market value that the loan amount represents.

Balloon Payment

A balloon payment is a large, one-time payment made at the end of a loan term that is usually more than the regular monthly payments. Balloon payments are often associated with balloon loans, which are structured to have smaller, regular payments throughout the loan term, with the remaining balance paid off in a single lump sum at the end.

Debt service coverage ratio (DSCR)

A metric that lenders use to assess a property's ability to generate enough income to cover its debt obligations. A DSCR of 1.0 means the property's income equals its debt obligations.

Contact Us

Interested in finding out more and exploring a partnership with our experienced loan advisors? Call us or email us directly to schedule a free commercial loan consultation, or fill out the form to get a jump start on the application process and we will be in touch shortly. We look forward to assisting you with your commercial loan.

Phone: 941-867-7712
E-mail: info@coastal-commercial.com